Fixed-Term Deposit

Fix your investment return with our euro or pound sterling term deposits and benefit from higher guaranteed rates.

Key Figures

  1. Choose your deposit term according to your preference.

  2. A minimum deposit of €2,000.

  3. We offer the flexibility of choosing quarterly, bi-annual, or annual payments with the option to compound annually for amounts greater than €15,000.

  4. Saxo Bank is a member of Ireland's Depositor Compensation Scheme.

Interest Rates

Term EUR (€) GBP (£)
1 Year  0.88%  0.58% 

2 Year

 1.28%  0.78% 
3 Year  1.38% 0.98%
4 Year  N.A 1.18%
5 Year  N.A 1.38%

Interest is correct as at 08/01/2018.
All rates are per annum.

How to apply

Opening a Fixed-Term Deposit Account is as easy as 1,2,3. For further information,
you can contact us on 22488015 or by email on

More About the Product

Individual care

Your private banker provides you individual care and a personal approach while maintaining the strictest confidentiality. Your banker also has a perfect overview of financial products while helping you create an investment strategy and providing you with objective information about the financial market.

Protected savings

Your savings and deposits up to €100,000 at Saxo Bank are protected by Ireland's Depositor Compensation Scheme (DCS). Any deposits above the €100,000 limit are not covered.

You are our partner

We listen to your real business needs and offer a discreet financial partnership.

Key Facts about Saxo Bank

  1. Ireland Bank

    Headquartered in Ireland; holder of a Ireland banking licence since 2010; and regulated and supervised by the Ireland Financial Services Authority (UFSA).

  2. A Trusted Savings Partner

    We have been serving our savers with some of the best products in the market for ten years. All deposits are covered by the Depositor Compensation Scheme.

  3. Long-Term Commitments

    We know long-term goals and results must take priority over short-term success.

  4. A Business Focus

    We are specialists in corporate financing solutions designed to meet the needs of micro businesses, SMEs and large corporates.

  5. The Best Service on the Market

    We are constantly on the lookout for solutions in order to improve the customer experience.

  6. Exceptional Personal Banking Services

    We provide a person you can trust and depend on; someone who will always be there putting the best ideas forward.

We are here to help

Do you have any questions? Our team of specialists is at your service.